Thursday, October 31, 2019

The Phamaceutical Sector in Madagascar Coursework

The Phamaceutical Sector in Madagascar - Coursework Example These can then be developed into drugs in the western world and marketed in ventures where a pharmaceutical company can make millions if not billions of dollars. To do this, they have encouraged conservation efforts of the rainforests as well as speedy cataloguing of all the different species that are largely unknown to date. Thorough all of this, it must be taken into consideration that while Madagascar does not have the financial resources to develop the drugs themselves, these pharmaceutical companies are working in a sovereign country where the biological flora present is, in fact, a property of that country. This must be delicately balanced with attaining the materials needed for research as well as keeping within the legal framework of the country. For a start, this paper will first take a brief look at the country of Madagascar. It will examine some general facts, the political and economic situation in the country and the tropical rainforests. The interest of pharmaceutical c ompanies lies primarily in these forests and the importance of conservation of these forests will be detailed. Some examples of plants that have been successfully developed into drugs will be made mention of as well as the legal aspects of exporting biodiversity such as this to other countries. In addition, the financial aspects that are considered why a pharmaceutical company will be detailed followed by a discussion of whether it is worth investing in the pharmaceutical industry of Madagascar by companies based in the western world. Madagascar is an island in the Indian Ocean that is located about 400km away from the coast of Mozambique. It is the world’s fourth largest island. It covers an area of 587,041 sq km (226,658 sq miles) (BBC News) and has a population of 20.1 million (UN, 2010 from BBC News). The inhabitants of Madagascar, the Malagasy are descendants of the both Africans and Indonesians who moved to this island over 2000 years ago (BBC News). Madagascar used to be a French colony and only gained independence 1960 (BBC News). Due to this colonialism, Madagascar has strong ties both culturally and economically both to France and other West-African countries where French is spoken (BBC News). The two main official languages in the country are Malagasy and French though English was recently introduced as an official language too (BBC News). Due to its positioning, Madagascar is prone to being affected severely by massive flooding and torrential rains, the latest being in 2000 and later in 2004 (BBC News). Natural disasters have not been the only challenge the people of Madagascar have faced. The country has been in political turmoil for a number of years. Andry Rajoelina, along with the army’s support overthrew the president at the time Marc Ravalomanana. Rajoelina Rajoelina’s government has not been recognized internationally and no agreement has been reached with other political parties in the country. Due to this stalemate, Ma dagascar’s economy has suffered with private investment slowing down and international donors suspending support (BBC News). It has been approximated that up to 70% of people in Madagascar survive on less and a dollar a day (World Bank from BBC News) and the Gross National Income (GNI) per capita was US $420 (World Bank, 2009 from BBC News). Poverty is widespread and there has been much competition for agricultural land (BBC News), which is where the next aspect of this paper leads us to. The forests are home to much of the products that foreign

Tuesday, October 29, 2019

Advantages of Americans and British during war Essay Example for Free

Advantages of Americans and British during war Essay What advantages did the colonies have in the war for independence? What advantages did Britain have? The Revolutionary War was one of the most important events in history for America and Britain. The war, in a way, helped America become its own nation and declare independence from Britain. At the time of the Revolutionary War, the English were in control of the Americans. Both sides had crucial advantages over each other that decided the outcome of the war. Let’s start with colonists; one of the biggest advantages they had over Britain was they had a major cause for wanting to fight. They were fighting for their independence, pride, liberty and the rights they deserved. They had a desire to win which was probably stronger than England’s desire because they were fighting for their own cause. Another major advantage America had was how far away from home the British were. They were over 3,000 miles from home, leading to poor communication with supply lines and their leaders. America was unfamiliar territory for the English which was another major advantage the colonists had. It was difficult for the British to capture and hold territory because of how large America was. America knew the ins and outs of their own land, including where to hide and shortcuts. Another reason America had an advantage over Britain was that the English citizens were tired of war. The war had begun to turn into years and citizens were getting tired of paying taxes and just the war in general. In my opinion one of the biggest advantages the colonists had was how great a leader George Washington was. American soldiers were outnumbered and not as well trained as the English soldiers, but because of Washington’s brilliance and strategy it helped the colonists prevail over Britain. On the other hand Britain also had many advantages over the Americans. A major advantage the British had was they were very wealthy and could pay their soldiers to fight. They also had much more supplies for their troops then the Americans did. Not only were they wealthier, but their military leaders were also more experienced then Washington which is another advantage they had. Washington may have been a great leader for the American military but the British were far superior in experience. The biggest advantage the English had was the strength of their military. Not only was their military much stronger and bigger than America’s but it was the strongest military in the world. Most American soldiers were farmers, sailors and merchants with very little experience in  fighting. Another major advantage England had was that many of the colonists in America were still loyal to Britain. Many colonists were brought up to believe that they should stay loyal to their king and saw him as a protector. In conclusion, both the colonists and British had many advantages over each other. Even though the British had a far more superior Navy and more experienced military leaders, George Washington’s strategy helped the colonists prevail. In my opinion, I think one of the biggest reasons the Americans won the war was their pride to fight for their independence. They were fighting for a cause, to free themselves from a country that had been controlling their laws and the way they lived their lives. Both sides used their advantages against each other which is what made the war so interesting and why it lasted so many years.

Saturday, October 26, 2019

Finance Essays Financial Management

Finance Essays Financial Management Role of financial management in Wolfson Microelectronics plc. TASK 1: Financial management is related to the acquisition, financing and management of assets with a future goal and planning. Efficient financial management requires the laying down an objective or goal, because judgement whether a financial decision has been rightly taken or not must be in light of some standard. The most important goal of a firm in financial context is to maximize the value (wealth) of firm and of the shares holders’ wealth. Maximizing the wealth of share holders (owners) of the firm is judged by the effect of share price which is the result of business decisions. Thus we define role of financial management into three areas: Investments: Investment decisions for an investor are based on historical prices and security analysis of financial assets such as stocks and bonds. However from company’s point of view investment is all about finding out new feasible ways to manage the business mainly in area of production, distribution and marketing. Further more, company also considers which portfolio of the different types of financial assets to hold. A common example could be common stocks, preferred stocks, bonds and debentures etc. With regard of Wolfson Microelectronics, it made investments in Research and Development of capital equipment and soft wares to $10.6 m alone in 2004. Furthermore, company has intentions to significant contributions to research in the future. As a result value of fixed assets rose to $ 29,680k in the year 2004. Wolfson unveiled two main ideas behind putting capital expenditure (long-term investments):   to time the market requirement decrease production cost by constant research and design Wolfson clearly showed its intention not to distribute retained earnings among its shareholders due to the need of capital expenditure in future projects. The future electronics market belongs to consumer’s digital portable stuff. Wolfson’s management is planning to contribute in this huge market share around the world, making it sure they keep alive with the high demanding consumer market in the future, though they are newly born public listed company in the London Stock exchange. 1. Refer: Balance sheet figures (Pg. 53) of Wolfson Microelectronics plc. Annual  Ã‚  Ã‚  Ã‚   Report and Accounts 2004 2) Financing: This is the second major issue of the firm as the management needs to ascertain How much money could be available by floating stocks in the market? Based on both factors, a company forms its capital structure. This is also referenced as ‘finance mix’. How much money they could borrow to run their business with getting in trouble of getting default or excess borrowings. Wolfson raised investment money to meet their requirements by issuing stocks (an increase of $ 9105 k) and increasing debt by $ 8273 k. In other words, it financed its projects by issuing stocks and bonds to its stakeholders. Wolfson plc. also mentioned financing of $1204 K as negative-inflow stream as compare to   $39,364 K   in year 2003 in the form of share capital issues and bank term loan. (3.) 3) Dividend policy:   In addition to two important decisions, dividend policy must be viewed as an integral part of the firm’s financing decision. The dividend payout ratio determines the amount of earnings that can be retained in the firm. Dividend payout ratio = Annual Cash dividends Annual earnings Wolfson paid equity dividends of $ 407 K in year 2003 but no dividends were paid in year 2004, but on non-dividend equity, company did not pay dividends to its shareholders. So the dividend payout ratio is Zero for year 2004. As described earlier, it has been clearly mentioned in the annual report to retain all future earnings for investment in development and expansion of business and the management does not expect to pay dividend at least for some years in future. (2.)   However, this is not an encouraging sign for shareholders of Wolfson because stock investors often judge performance of the company stocks by their growth which is possible by declaration of dividends. 2.Refer consolidated cash flow statement (Pg.54) of Wolfson Microelectronics plc. Annual Report and Accounts 2004 3. Notes to Cash flow statement (Pg. 72) of Wolfson Microelectronics plc. Annual Report and Accounts 2004 If we combine the effects of the financing, investment with dividend policy, the relation could be in a shape of three schools of thought: Some argue that Dividend policy is irrelevant because for a company investment and debt decisions are not relevant by the amount of dividend payments. This is also due to the fact when we say that capital markets are perfect and complete and all information is available regarding market conditions and its constituents (companies). Some say that High dividends increase Stock value. They provide the reason that dividends are more certain than capital gains (price growth of the securities), so a firm which is paying less returns but sticks with the dividends is more attractive for the share holders.   Thirdly, low dividends increase stock value because some argue that dividends actually hurt the investors in shape of taxes, so less dividend income means less tax deduction for the shareholder. TASK 2: Is Wolfson successful to satisfy needs of Shareholders? Certainly not according to the annual report 2004. As we discuss earlier, stock investors are not impressed at all knowing the fact company is not paying dividends, but one has to consider that Wolfson is a new public listed company in London Stock Exchange which has a great impact of its group directors holdings. If we look at the current price trend of Wolfson Micro Electronics plc. (source: uk.finance.yahoo.com), we find that there is good improvement in market price as it is trading above 200p per share from Sept, 2005 to date. The volume of the stock traders is also increased from July onwards, although in odd days there are sudden fall in price and volume which is bit worrying for shareholders. Chart 2.1 But the good aspect is Wolfson stock is performing above average as compare to FTSE index. If we see the chart 2.2, creating good price increase from beginning of this year. Chart 2.2 Let’s talk about the expectation of shareholder and growth rate of stock price in absence of dividends (as in the case of Wolfson). As shown in chart 2.3, if there is a decline in dividends, as a result the expectation level will also be decreasing and so as the price of the stock. A rise in the dividend growth then put the expectation of the investors at increasing level as well as the growth in stock price occur. Chart 2.3 Would it be better if Remuneration package for a Director is based on Shareholders wealth? The concept of shareholder’s wealth arises from the theory that a company should only work solely for the benefit of these people and has responsibilities to its owners. That could be an effective style in management and it sounds very good for the investors. Following points should be observed in this regard: If company is giving dividends to its share holders from the reserves allocated in the company retained earnings then there is a secure feeling for stockholders that they will not lose all of their money if company goes bankrupt. Management if decides to use dividends for increasing future value of the firm by utilizing them in capital expenditures, then this also makes sense for a firm like Wolfson that is involved in digital technology. We know that innovations and inventions are constantly taking place in this industry which means high proportion of firm’s money is spent on RD of new products. We have to bear in mind that distribution of dividends also require transaction cost for a firm to pay in the shareholders account plus dividend   income is taxable for shareholders. Knowing these facts, if were a Director of Wolfson I would not decide in company’s meetings not to distribute dividends to our shareholders at all for number of years. Rather than I would continue to give shareholders at least some amount of returns in form of dividends. Why I should go for the decision, this is because of following reasons Directors and top management are bound by fiduciary duties to act in the good interest of shareholders. Value of my firm will increase if shareholders have more trust in our performance. If we allocate a portion of profit towards them that means that as Directors of Wolfson, we give respect to our shareholders even in tough period of our business cycle (we know our company is new to the stock market but has opportunities to capture its share in the market). Moreover, total shareholder return of Wolfson would be lower than its competitors in the market because when stock investor compares the performance of different companies for his investment, it would be inevitable that share price appreciation and dividends paid are not in a row in our company. The reference group of companies (having similar business) in same sector would also pose threat for us when a shareholder takes investment decision.

Friday, October 25, 2019

A New Forest To Conquer :: essays research papers fc

The following is a story that I hope to someday tell my grandchildren. I want it to serve as a means of instilling in them the courage and dexterity that I have somehow found within myself to make it through this wonderful and sometimes very painful journey. Once upon a time, high, high up in a tree, there was a bird’s nest and in that nest there was a special, little egg . The mother bird worried and fussed and fussed and worried over her little egg, saying, â€Å"Oh my, this little egg cannot possibly be big enough for my baby bird.† Finally, the mother bird’s wait and worry over the little egg came to an end and her baby hatched. Unfortunately, the egg had indeed been far too small for her baby bird; the little bird was terribly sick from not having enough room to grow. Not sure how to care for the little one, which they named Polly, the mother bird and father bird took their new baby to the Great Owl . Thanks to the Great Owl’s wisdom and patience, th e little bird lived, but, despite his tender care, Polly’s wings would not grow. The mother bird refused to believe that her darling baby, that she had worried and waited for, for so long, would never fly. As Polly grew, her mother worked with her everyday, in hopes of teaching her daughter to fly. Eventually, their hard work paid off and, although she was a little slow and awkward, Polly finally learned to fly. As she grew bigger and surer of herself, Polly wished to play with the other birds her age. She tried to fly and play with them, but they did not want her in their games. They teased and mocked her and said she was too slow. Polly wished the other birds understood how hard she had had to work, just to be able to fly at all. But that did not matter to the other birds; they only wanted the strongest, fastest birds for their games . So, Polly went home, heartbroken, and made up her own games to play. When it came time for all the young birds to begin school, Polly had no choice but to join them. Afraid that her sensitive little daughter might be hurt by the other young birds, Polly’s mother offered to let her go to a special school, but Polly refused. A New Forest To Conquer :: essays research papers fc The following is a story that I hope to someday tell my grandchildren. I want it to serve as a means of instilling in them the courage and dexterity that I have somehow found within myself to make it through this wonderful and sometimes very painful journey. Once upon a time, high, high up in a tree, there was a bird’s nest and in that nest there was a special, little egg . The mother bird worried and fussed and fussed and worried over her little egg, saying, â€Å"Oh my, this little egg cannot possibly be big enough for my baby bird.† Finally, the mother bird’s wait and worry over the little egg came to an end and her baby hatched. Unfortunately, the egg had indeed been far too small for her baby bird; the little bird was terribly sick from not having enough room to grow. Not sure how to care for the little one, which they named Polly, the mother bird and father bird took their new baby to the Great Owl . Thanks to the Great Owl’s wisdom and patience, th e little bird lived, but, despite his tender care, Polly’s wings would not grow. The mother bird refused to believe that her darling baby, that she had worried and waited for, for so long, would never fly. As Polly grew, her mother worked with her everyday, in hopes of teaching her daughter to fly. Eventually, their hard work paid off and, although she was a little slow and awkward, Polly finally learned to fly. As she grew bigger and surer of herself, Polly wished to play with the other birds her age. She tried to fly and play with them, but they did not want her in their games. They teased and mocked her and said she was too slow. Polly wished the other birds understood how hard she had had to work, just to be able to fly at all. But that did not matter to the other birds; they only wanted the strongest, fastest birds for their games . So, Polly went home, heartbroken, and made up her own games to play. When it came time for all the young birds to begin school, Polly had no choice but to join them. Afraid that her sensitive little daughter might be hurt by the other young birds, Polly’s mother offered to let her go to a special school, but Polly refused.

Wednesday, October 23, 2019

Rights and Freedoms of Aboriginals

The rights and freedoms of Aboriginals have improved drastically since 1945 with many changes to government policy, cultural views and legal rules to bring about a change from oppression to equality. Unfortunately on the other hand, some rights and freedoms have not improved at all or have even worsened. Firstly the change in legal and constitutional rights have been a great creator of rights for the Aboriginal people. Up until 1967 the Aboriginals did not have the right to be counted in the census.This was basically a way of saying that the Aboriginals were not Australians, almost not even people. Fortunately the 1967 referendum gave Aboriginals citizenship. It did however not end any discrimination against the Aboriginal people and merely allowed them to legally join society but not socially join society. Another change to Aboriginal rights and freedoms was the constitutional change also by the 1967 referendum which allowed the federal government to pass laws over the Aboriginal pe ople.This was to change section 51 of the constitution which stated â€Å"The Parliament shall, subject to this Constitution, have power to make laws for the peace, order, and good government of the Commonwealth with respect to: †¦.. The people of any race, other than the aboriginal people in any State, for whom it is deemed necessary to make special laws. † This was great news as it stopped the states making unfair laws on Aboriginals and stopping them from travelling from state to state.On the other side however it was completely disrespectful as it stated the commonwealth must show respect to everyone except the Aboriginals. Another large milestone in the improving rights of the Aboriginals was the fight and subsequent win over land rights. The quest for land rights began in 1963 with the Bark Petition. The bark petition was a petition that was sent from the Yolngu people to the federal parliament that was written on a piece of bark. Unfortunately for the Aboriginals, this petition was rejected and instead the land rights were given to a local mining company.This ruling was justified under the concept of Terra Nullius, saying that the land was not settled. Another challenge to land ownership was the Tent Embassy on the parliament house lawns. This constant public pressure caused the government to express interest in giving land rights to Aboriginals. This was completed with Justice Woodward’s report in 1974 that recommended that Aboriginal reserves are to be returned to Aboriginal ownership, that Aboriginals had claim to vacant land if they could prove ties with the land, that Aboriginal sacred sites were protected.This was great as it gave power to the Aboriginals. It did however also mean that if they had sacred land that was already owned if not even used would not be returned to them. This was passed in 1976 when the Aboriginal Land Rights Act was passed. Later in 1981 the Northern Territory government opposes land rights and attempts to amend the land rights act to stop claims of owned stations and property. The attitudes of the white Australians also had a huge impact on change of rights and freedoms as it pressured the government into giving Aboriginals rights and freedoms.The 1967 was testament to this when a huge 90. 77% of Australians agreed that Aboriginals had the right to be counted in the census. There has never been any real public objections to giving aboriginals rights, merely quiet harbored prejudices in the persons’ mind. On the other side of the case the Aboriginal rights in general have not improved with many Aboriginals being mistreated and discriminated against. The statistics do not speak honestly about public opinion.The rights and freedoms of Aboriginals have been fuelled by an ever increasing wave of Aboriginal activism and increased self-esteem. Aboriginal activism began with the Bark Petition in 1963 and has caused almost all of the government change. The freedom rides of 1964, th e Wave Hill protest in 1966, Even the abolishment of the policy of assimilation was caused by the Aboriginals constant protest and pain of the stolen generation. The most dominant display of Aboriginal activism however was the creation of the Tent Embassy on the lawns of Parliament House.

Tuesday, October 22, 2019

Lynette Woodard of the Harlem Globetrotters

Lynette Woodard of the Harlem Globetrotters Lynette Woodard learned to play basketball in her childhood, and one of her heroes was her cousin Hubie Ausbie, known as Geese, who played with the Harlem Globetrotters. Woodards family and background: Born in: Wichita, Kansas on August 12, 1959.Mother: Dorothy, homemaker.Father: Lugene, fireman.Siblings: Lynette Woodard was the youngest of four siblings.Cousin: Hubie Geese Ausbie, player with the Harlem Globetrotters 1960-1984. High School Phenom and Olympian Lynette Woodard played varsity womens basketball in high school, achieving many records and helping to win two consecutive state championships. She then played for Lady Jayhawks at the University of Kansas, where she broke the NCAA womens record, with 3,649 points in four years and a 26.3 point per game average. The University retired her jersey number when she graduated, the first student so honored. In 1978 and 1979, Lynette Woodard traveled in Asia and Russia as part of national womens basketball teams. She tried out for and won a spot on the 1980 Olympic womens basketball team, but that year, the United States protested the Soviet Unions invasion of Afghanistan by boycotting the Olympics. She tried out for and was selected for the 1984 team, and was co-captain of the team as it won the gold medal. Woodards National and International Medals : Gold Medal: U.S. national team, World University Games, 1979.Gold Medal: U.S. national team, Pan-American Games, 1983.Silver Medal: U.S. national team, World Championships, 1983.Gold Medal: Los Angeles Olympics womens basketball team (co-captain), 1984.Gold Medal: U.S. national team, World Championships, 1990.Bronze Medal: U.S. national team, Pan-American Games, 1991. College and Professional Life Between the two Olympics, Woodard graduated from college, then played basketball in an industrial league in Italy. She worked briefly in 1982 at the University of Kansas. After the 1984 Olympics, she took a job at the University of Kansas with the womens basketball program. Woodards Education: Wichita North High School, varsity womens basketball.University of Kansas.B.A., 1981, speech communications and human relations.Basketball coach Marian Washington.Twice named academic All-American and four times named athletic All-American.Ranked first or second in the nation in steals, scoring, or rebounding each year. Woodard saw no opportunity to play basketball professionally in the United States. After considering her next step after college, called her cousin Geese Ausbie, wondering if the famed Harlem Globetrotters might consider a woman player. Within weeks, she received word that the Harlem Globetrotters were looking for a woman, the first woman to play for the team - and their hope to improve attendance. She won the difficult competition for the spot, though she was the oldest woman competing for the honor, and joined the team in 1985, playing on an equal basis with the men on the team through 1987. She returned to Italy and played there 1987-1989, with her team winning the national championship in 1990. In 1990, she joined a Japanese league, playing for Daiwa Securities, and helping her team win a division championship in 1992. In 1993-1995 was an athletic director for the Kansas City School District. She also played for the U.S. national teams that won the 1990 World Championships gold medal and the 1991 Pan-American Games bronze. In 1995, she retired from basketball to become a stockbroker in New York. In 1996, Woodard served on the Olympic Committees board. Woodards Honors and Achievements: All-American High School Team, womens basketball.All-American high school athlete, 1977.Wade Trophy, 1981 (best woman basketball player in U.S.)Big Eight Tournament Most Valuable Player (MVP) (three years).NCAA Top V Award, 1982.Womens Sports Foundation Flo Hyman Award, 1993.Legends ring, Harlem Globetrotters, 1995.Sports Illustrated for Women, 100 Greatest Women Athletes, 1999.Basketball Hall of Fame, 2002 and 2004.Womens Basketball Hall of Fame, 2005. Woodard's Continued Career Woodards retirement from basketball didnt last long. In 1997, she joined the new Womens National Basketball Association (WNBA), playing with the Cleveland Rockers and then the Detroit Shock, while maintaining her stockbroker position on Wall Street. After her second season she retired again, returning to the University of Kansas where, among her responsibilities, she was an assistant coach with her old team, the Lady Jayhawks, serving as interim head coach in 2004. She was named one of Sports Illustrateds hundred greatest women athletes in 1999. In 2005, Lynette Woodard was inducted into the Womens Basketball Hall of Fame.

Monday, October 21, 2019

Jesus heals man blind Essay Example

Jesus heals man blind Essay Example Jesus heals man blind Paper Jesus heals man blind Paper The miracle story that I selected, is about how Jesus heals a man born blind to see. The disciples asked Jesus who has sinned, the man or his parents? But Jesus explains to them that neither he nor his parents have sinned. And that the reason this man was born blind is so the miracle could be fulfilled. Jesus then spit on the ground, made some mud with his saliva, and put it on the man’s eyes. He told the man to go wash in the Pool of Siloam. The man did as he was told and instantly he could see. His neighbors asked him who opened your eyes to see. So the man told them, a man they call Jesus made some mud put it on my eyes and told me to go wash in the Pool of Siloam, and now I am able to see. My unique insight of this miracle story is that Jesus was born into our world to do the works of God. The man was born blind purposely so that the miracle could be performed on him. The works of God must be displayed in the day or in the light. Jesus says â€Å"While I am in the world, I am the light of the world†. Jesus helped the man see for the first time, but he also opened his heart and his mind to believe in the Son of Man. Just like the man was blind but now he can see I can see the light also. Christ comes first before anything in my life. I will always believe and worship him. I want to always be a godly person that does God’s will. Because I know that God listens, and watches and will be with me every step of my life. I want my light to shine bright so that my neighbors, friends, and even my enemies will see and know that god is always present.

Sunday, October 20, 2019

Agriculture Problems in Pakistan Essay Example

Agriculture Problems in Pakistan Essay Example Agriculture Problems in Pakistan Essay Agriculture Problems in Pakistan Essay Agriculture Problems in Pakistan And Their  Solutions Posted March 8, 2010 by sappk in 2010, Poor Farmers. 7 Comments [pic]Post Source: einfopedia. com By Mohsin Ali [pic] Economy of every state depends on three sectors i. e agriculture, industry and commerce. These three are interrelated with each other as the progress or retrogress of one sector effects the other two. Pakistan is an agricultural state thus agriculture gains are of  much importance than any other sector. Importance of this sector is manifold as it feeds people, provides raw material for industry and is a base for foreign trade. Foreign exchange earned from merchandise exports is 45% of total exports of Pakistan. It contributes 26% of GDP and 52% of the total populace  is getting its livelihood from it. 67. 5% people are living in the rural areas  of Pakistan and are directly involved in it. There are two crops in Pakistan ie Rabi Kharif. Crop  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  |  Ã‚  Ã‚  Ã‚   Sowing season   Ã‚   |  Ã‚  Ã‚     Harvesting season Kharif        |  Ã‚  Ã‚  Ã‚  April – June  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚     Ã‚  Ã‚  Ã‚  |  Ã‚  Ã‚  Ã‚  Oct – Dec Rabi  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   |  Ã‚     Oct – Dec  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  |  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   April – May Major crops of Pakistan are wheat, rice, maize, cotton and sugar cane. These major crops  contributed 7. %  Ã‚  last year against the set target of 4. 5%. Minor crops  are canola, onions, mangoes and pulses which contributed 3. 6% as there was no virus attac k last year. Fishery and Forestry contributes 16. 6% and 8. 8% respectively. Though the  agricultural sector is facing problems in Pakistan yet  the major chunk of money comes from this sector. Following are the major causes of agricultural problems in Pakistan which disturb the agricultural growth or development in Pakistan. Firstly,No mechanism has been adopted to eradicate the soil erosion and even after harvesting nothing is done to improve or restore the soil energy. Therefore, the fertility of soil  is decreasing day by day. The  thickness of fertile layer of soil in Pakistan is more  than 6 inches but the average yield is lower than other countries where layer of fertile soil is only 4 inches. Secondly, water wastage is very high in our country. The archaic method of flood irrigation is still in practice in whole of the country which wastes almost 50 to 60 percent of water. A new irrigation system called drip  irrigation system has been introduced in many parts of the world. This not only saves water  but also gives proper quantity f water according to the needs of plants. Thirdly, owing old methods of cultivation and harvesting, Pakistan has low yield per acre that means the average crop in Pakistan is just 1/4th of that of advance states. Where as Nepal, India and Bangladesh are using  modern   scientific  methods to increase their yield per acre. For this purpose, these states are using modern machines  to improve their yie ld. Fourthly,  the small farmers are increasing in our country as the lands are dividing generation by generation. So, there are large number of farmers who own only 4 acres of land. These small farmers do not get credit facilities to purchase seeds, pesticides, fertilizers etc. Additionally, a large area of land is owned by feudals and the farmers who work on  their lands,  are just tenants. This uncertain situation of occupancy  neither creates incentive of work nor does attract capital investment. Fifthly,water logging and salinity  is increasing day by day. No effective measures have been taken to curb it. As the storage capacity of the dams is decreasing so the water availability per acre is also decreasing. Therefore, the farmers are installing more and more tube wells to irrigate their crops. This is why salinity is becoming the major issue in most parts of Punjab and Sindh. Sixthly,focusing more on land, crops and yield problems the man behind the plough is always ignored. While formulating the 5 or 10 years plan, no emphasize has been laid on the importance of solving the problems of farmers. Most of the farmers are illiterate, poor and ignorant. In this wake the loans issued by ADBP or other banks are used by them in other fields like repayment of debts, marriage of daughters etc, in spite of its befitting use in agricultural sector. Lastly, The only mean of communication in rural areas is T. V or radio so it is urgently needed on the part of these mass communication resources to air the programmes related to the new agricultural techniques and allied sciences. But these programmes should be telecast in regional or local languages. Because lack of guidance is  the main reason of farmers backwardness. The communication gap  between well qualified experts and simple farmers have not been bridged. Availability of these experts is not ensured in rural areas as they are reluctant to go there. Pakistan is rich in fertile land yet the land is being wasted in different ways. 79. 6% million hectors of land is  culturable where as only 20. 43% million hectors is cultivated. The reason can be described in two points. 1. A major area is owned by feudals. It is difficult to manage such a huge area so only that part is cultivated  which is easy to manage, the rest is left ignored. 2. The rise of industrialization has given threat to this sector. People are migrating to cities and cities are expanding, thus new towns and colonies are constructed on fertile lands. The irrigation system of Pakistan needs improvement as about 67% of the land is irrigated with canals. Apart form these issues the monopoly of Foreign Big Wigs and false policies of government cannot be ignored. Monopoly Of Foreign Companies: The pesticides companies are sorting partnership with â€Å"World Bank†. These companies are selling adulterated but expensive pesticides to a poor farmer thus leaving him helpless. These pesticides are not only hazardous for health but also a filling the pockets of companies. By moving according to world bank these companies are gaining their own aims. Moreover there is a conflict of interests. It is not ensured that either the company conducting agreement is basically trying to get access to international market or just working according to their aims. 91% of genetically engineered (GE) seeds is made and owned by one US Company called Monsanto. The vast majority of consumers around the world are against GE foods and crop as GE has been associated with health risks, loss of biodiversity, increased use of toxic weed killers and other environmental problems. 85% of GE crops are concentrated in just 3 countries i-e United States, Argentina and Canada. Globally G. E crops cover less than one percent of arable land. Farmer around the world have experienced problems with Monsanto’s BT cotton. Researchers from Cornell University reported that Chinese GM cotton farmers are losing money due to secondary pests. After seven years, populations of other insects such as mi rids, have increased so much that farmers are now having to spray their crops up to 20 times  per season to control them, according to the study of 481 Chinese farmers in five major cotton producing provinces. This cotton seed does not show any resistance against virus attacks and needs 8 months to give yield thus no other crop can be cultivated on that land. This seed of cotton needs more water. Therefore, Pakistan  has asked Monsanto to provide seeds which consume less water as  Pakistan is moving towards the abyss of water shortage. It is a notorious organization that took the farmers to courts many times as it did not give ownership right to farmers to preserve seed. Even the seed of harvested crop cannot be used again for cultivation. Monopoly of Monsanto is clear when it is selling seed at RS 1700 per kg to Pakistan and RS 700 per kg to India. Glaringly, the Indian ministry of health asking to ban B. T cotton seed whereas in Kerala Orrisa it is already banned. Not to ignore the gloomy side of this organization is that in the Vietnam where it provided â€Å"Agent Orange† dioxin bomb to U. S that is responsible for sever skin and genetic diseases. Non-comprehensice Policies Of Pakistan:18 billion in budget was allocated for agricultural sector of Pakistan but the withdrawal of subsidy on pesticides and electricity on the conditions of IMF has done serious damage to this sector. Whereas America and European Union are giving a huge amount of subsidy to their farmers and that is a greatest hurdle in the implementation of W. T. O rules. Additionally, price policy is very weak. In Punjab sugar cane is sold 200 Rs. per 40 kilograms. It was  purchased and later on stocked  by Industrialist in their stores. When Brazil bought sugarcane from  International Market and prices become high, the Pakistan sugar mills owners projected demand of selling sugar at high prices, thus Pakistan faced sugar crisis. Then Pakistan had to import Sugar at high prices therefore, the prices of sugar went high in local markets. Solutions For Agricultural Problems In Pakistan: 1. Feudalism should be abolished and lands should be allotted to poor farmers. This will enhance the productivity and per acre yield of all the crops in Pakistan. Taxes should  be  levied on Agricultural income but not without devising limit of land holding. Other wise it would directly effect poor farmers. 2. Federal Seed Certification and Federal Seed Registration is approved but it should taken responsible steps in approving seeds as it has already approved 36 new kinds of seeds. Specially, those seeds should be banned which can create pest problem in near future. These seeds are of cotton mainly. International seed makers are providing those seeds which are not successful in our country as these seeds are not tested on our soil. 3. A new Agricultural policy must be framed in which following steps should be focussed on.   Ã‚  Ã‚  Ã‚  Small farmer must be focused. The major problems of small farmers should be solved first.   Ã‚  Ã‚  Consumer friendly policy must be projected.   Ã‚  Ã‚  Productivity enhancement programme must be constituted to adjust and support prices.   Ã‚  Ã‚  Ã‚  Different Agricultural zones should be introduced. As Multan in famous for its Mangoes and citrus fruits so it must be made Mango, citrus zone by which Perishable products  should be exported. This would enhance agro based industry and increase foreign reserves. Pakistan Agricultural storage Services Corporation needs to take steps in this regard.   Ã‚  Ã‚   Corporate farming like giving lands to Mitehels, Nestle and Multinational companies is also a good idea that will also help those who own a large area of fertile land but can’t manage it.   Ã‚  Ã‚  Ã‚  Surplus vegetables and fruits must be exported. A Rs 39 million scheme has been approved for the current fiscal year for establishment of agro export processing zone for fruits, vegetables and flowers. This will also help in commercializing agriculture   Ã‚  Ã‚  Ã‚  Latest mechinery should be provided to the farmers to increase the per acre yield. This provision should be on easy installments so that the farmers can avoid the burden of loans. If possible subsidy should be given by the government of modern machinery.   Ã‚  Ã‚  Ã‚  Modern techniques of irrigation can solve the problems of irrigation in Pakistan. This includes drip irrigation and  sprinkle irrigation methods. By using this technique the farmers can save a huge some of money which he pays for irrigation through tubew ells and tracktors.   Ã‚  Ã‚  Ã‚   More dams should be constructed on Indus, Jehlum and Chenab rivers. This will enhance the storage capacity of water and reduce the per acre cost of all the crops. This step will also reduce the salinity chances of the lands as less tubewell water will be flooded to the lands which cause salinity.

Saturday, October 19, 2019

The Description of the Federal Reserve and Federal Open Market Committ Term Paper

The Description of the Federal Reserve and Federal Open Market Committee - Term Paper Example It has, therefore, maintained an inflation target of 2%, but it has been below the targeted value (Board of Governors of the Federal Reserve System). Fed is concerned of the level of inflation in the country. According to FOMC, the increase in the prices of oil has raised inflation and the expected inflation is targeted to be stable in the long run. To ensure that prices are stable, the Fed has to monitor the rate of inflation to minimize the general tendency of the price increase. The Federal Reserve aims to minimize unemployment by sustaining the current economic growth while maintaining stable prices. It achieves this by mopping out excess money supply when it purchases government securities and bonds. Moreover, Fed believes that unemployment challenges will be addressed by a comprehensive monetary policy. Through the open market operation, the Federal Reserve controls the buying and selling of securities by adjusting the interest rate. Increasing interest rate encourages people to buy while lowering discourages people to buy. However, in this scenario, the Fed has just used the mouth persuasion that it will buy mortgage-based securities and hold to long-term Treasury securities. In the ideal situation, Fed would have lowered the interest attached to these securities to ensure people sell back to avoid low return on investment. The Federal Reserve says that it will go on buying agency securities at a rate of $40 billion every month. This move helps in reducing the money supply from the housing sector to stabilize it after the collapse of the bubble in 2008. Moreover, the Fed aims to increase the grace period by which it holds treasury securities thereby decreases the frequency of injecting money to the economy. Fed also argues for reinventing agency debt along with mortgage securities. These measures Fed says are done to put prevent the rate of interest  rising thus helping the mortgage market and financial institutions.  

Friday, October 18, 2019

Two Favorite Holiday's Essay Example | Topics and Well Written Essays - 750 words

Two Favorite Holiday's - Essay Example These holidays also mark important events in my own personal history and offer many exciting things for me to engage in with my family. Thanksgiving has always been, and will always be, a family holiday to me. My daughter was born the day before Thanksgiving, November 23, in 2005, and it was an event that I could not be more thankful for. Not only is Thanksgiving a celebration of things to be thankful for and spending time with family, but it also exists to me as a reminder of my daughter’s birth. The rest of my family joins in the festivities to celebrate both Thanksgiving and the birthday of my daughter. Similarly, the Fourth of July is one of my favorite holidays because I get to spend it in the company of my family and closest friends. Since we are celebrating our freedom and independence as Americans, it only makes sense that the Fourth of July should be a family event, since we can all celebrate our freedom as American citizens together. Another similarity between Thanks giving and the Fourth of July that I enjoy is the vast array of different foods. During Thanksgiving, my family serves, among many other things, turkey, dressing, and a large variety of desserts, such as chocolate and pecan pie. The food on Thanksgiving is considered special to us since we normally do not eat a lot of these foods throughout the rest of the year, and we take great care in preparing them for the holiday feast. The food enjoyed on the Fourth of July includes hamburgers and hotdogs, which are the best barbecue foods, and all of the wonderful little finger foods, like various types of chips and pretzels. While these foods are eaten more frequently during the year, they are more enjoyable when eaten during a holiday and while enjoying the perfect summer weather. One of the greatest differences between these two holidays is the weather. Thanksgiving is always so cold; there have been some years when there has been snow. The majority of the day is spent inside with my famil y where it is warm. The presence of the people I love most makes it even more cozy. Sometimes we go outside to play in the snow, even though it is never a great amount, but we are always grateful to come back in to the warmth. Meanwhile, the Fourth of July is hot, sometimes almost unbearably so. Regardless of this, most of the day is still spent outside. The nights are the best; it is warm enough to enjoy the weather, but the sun is not beating down on us to make it hard to handle. Despite the differences in weather, each holiday brings about different activities to participate in. On Thanksgiving, besides spending time with my family, I like to look through all of the shopping ads and begin making my game plans for shopping on Black Friday. I figure out where I will be shopping, what I will be buying in preparation for the Christmas holidays, and how to manage it without getting caught up in the rush of that busy Friday. On the Fourth of July, the day is enjoyed by swimming and wat ching the many available displays of fireworks. While we often go to Joe Davis Stadium, Bridgestreet, or Decatur at Point Mallard Park to watch the fireworks, we sometimes like to make our own fireworks displays at the home of close friends that live in the country. Holidays are important to people and their families. What is even more important is what someone can take from their experiences during

Newley Engineering Limited Essay Example | Topics and Well Written Essays - 4250 words

Newley Engineering Limited - Essay Example Such continuity in turn necessitates a smooth uninterrupted supplier network to effect deliveries to the site and to the final customer. As much as there is the need to understand the nature of these tasks, it’s also necessary to identify and address issues that are central to the relocation process. For instance environmental issues would act as a compulsion on the management to avoid accidental and incidental costs arising out of process disturbance and breakdowns in operations. Engineering and machining processes inevitably carry with them an accidental risk of task duplication when shifting from one site to another. Cost management and accounting activities of the company would not adequately assess these cost variances arising from task duplication. In other words prioritizing each task in its own operational domain would require extra costs to be incurred against the backdrop of duplication of tasks. Next each individual task would require a particular accompanying management task to be performed. Therefore the whole process would involve a set of tasks just before the actual shifting, a set of tasks during the shifting process and finally a set of tasks just after the shifting. The relative significance of each set would in turn determine the relocation outcomes. The process of task management would be decisive in the final context because the outcomes are related to the final success or failure of the shifting process. While some tasks might have a better rate of success some others might not be so successful. However in the final analysis successful relocation is determined by a number of endogenous and exogenous variables that have to be predicted and managed within controllable limits. Relocation of a production process or a factory invites more problems associated with dislocation than it answers. It’s more so when the whole production process is sought to be relocated to a new site. However relocation of the Newley Engineering (Ltd.) Co.

Ethical leadership in the modern business market Essay

Ethical leadership in the modern business market - Essay Example Although seeking to understand each and every aspect of the way that ethics have shifted and changed in the years that make up the XXI century would require a thesis length response, this brief analysis will seek to understanding and briefly enumerate upon the key differentials that have come to exist within ethics of the XXI century as opposed to those that existed earlier. Furthermore, the analysis will give a particular level of discussion with regards to the means by which the recent global financial collapse was ultimately precipitated and aided by the complete disregard for ethical standards. Perhaps the most salient and important aspect of ethics that have changed within the XXI century is the level to which ethics have come to be differentiated upon the terms of both personal and systemic. If one briefly considers the way that a large company handled business back before the turn of the XXI century they would come to note that the company placed a high degree of emphasis on honesty of the employees and/or shareholders as a fundamental requirement that might be espoused (Brenkert, 2010). However, namely missing from such an ethical interpretation of company needs would be the reciprocal understanding that it was the sworn duty of the form to exhibit such a level of ethical responsibility with regards to both the employees as well as the end consumer. In this way, ethical considerations of the previous era were more focused on profitability and how the company may wish to safeguard its assets, inclusive of employees, while completely disregarding the ethical responsibilit ies that management/leadership espoused with relation to the rest of the system (Cuillla, 2011). This should of course not be understood to mean that all firms during this time were disrespectful to the ethical considerations that they must necessarily espouse to the customer or to the shareholder/employee. Rather, the level of emphasis, as it exists today was not to such a highly evolved, regulated, and legislated mandate that it has subsequently reached within the past several decades. Says the textbook that was used for this class, â€Å"An organization is concerned with regulating the behavior and performance of its employees to ensure safe, uniform, and effective conduct in the performance of duties† (McLachlan, 2009). This level of ethical understanding of as a function of profitability is perhaps the single most important reality that must be considered with regards to the global economic collapse 2007/2008. Rather than the shareholders of the situation paying particul ar attention to the ethical ramifications of their actions, profitability was ultimately championed as the greater good in each and every situation. Although it is oftentimes been convenient for individuals to point to the upper management of firms such as Lehman Brothers, the reality of the situation is that middle management as well as the line employees of such institutions bore as much ethical culpability as those at the top. Due to the fact that they were fully aware of the situation was taken place and did absolutely nothing to bring these concerns to light, these individuals are ethically and morally culpable as well. Although it is not the determination of this particular analysis to shed blame with regards to global financial collapse of 2007/2008, it must be understood that an ethical interpretation of the event demands that all parties be analyzed in an unbiased manner. This shared form of responsibility has become a fundamental hallmark of the ethics of the

Thursday, October 17, 2019

Small Island Andrea Levy Essay Example | Topics and Well Written Essays - 1250 words

Small Island Andrea Levy - Essay Example It was not only dehumanising but also very demeaning, inspiring a number of strong written versions of expression of anguish. This novel is an attempt to do the same. However, it is not the author who takes up the task of story narration, and in turn imposes her thoughts. Instead, the author gives greater levels fo autonomy to her four principle characters to take turns and narrate the story! Thus, it is akin to a personal account of the experience of these individuals, set in racist England. This write-up is an attempt to sketch the character of Hortense, who is a migrant from the island of Jamaica. Her character is round, and undergoes a number of changes, spiritually and psychologically through the novel. This is exactly what I have attempted to chalk out, in this paper. The character of Hortense is representative of the average immigrant from the island of Jamaica, who comes to England with dreams to pursue a career. Through her character, the author gives the readers an insight into the mindset and expectations that these immigrants envisage; and how they face sheer disappointment and trauma on reaching the place and living in the midst of racially abusive individuals. UPBRINGING Hortense's character is carved on the dynamic side. Hortense was the daughter of a learned and respected person, Lovell Roberts. He is referred to, as "a man of class". Hortense's childhood was not that of a typical 'Black' Jamaican. She was above them-she had skin "the colour of warm honey" and was certainly not 'Black'. She received class education to become a teacher and possessed polished manners and behaviour. Her hands were adorned with white gloves and she certainly was, a picture of class. Hortense was disappointed with her career as a teacher in Jamaica, since she had to teach the 'Blacks' and not polished youngsters of class. INITIAL RACIST VIEWS This initial description is a give away into the racist Jamaican society. There existed deep-rooted racism, based on the colour of skin. For instance, Hortense was considered a cut above the rest, since she did not have black' skin like the others and possessed a honey-coloured complexion. This establishes the fact that she belonged to the so-called higher strata of the society, back home in Jamaica. She was proud of her skin-tone that was her passport to a higher class in society. She certainly did possess racist views and loathed having to teach the Black children, who were 'wretched', as she felt. Thus, the initial phase of the novel is quite a revelation of Hortense's early life, her racist views and ambitions of making it big in her career. SHIFT IN PERCEPTIONS WITH SHIFT IN PLACE She married Gilbert, who is scheduled to move to England, for the sole reason that she too could get to go to England. She marries him

The Revival of Roman and Greek Architecture in The Palace of Fine Art, Essay

The Revival of Roman and Greek Architecture in The Palace of Fine Art, San Francisco - Essay Example The particular event lasted from February to December of 1915. The event that became a tradition marks the commemoration of both the recovery of the state from an earthquake in 1906 and the conclusion of the construction of the Panama Canal1. The Palace of Fine Arts has different important structural components and architectural elements that can be considered as an integration of both the Roman and the Greek architectural designs. This is due to the fact that the main objective of the architect Bernard Maybeck is a representation of the ruins of Roman and Greek culture combined through the amalgamation of their unique styles. Due to the said objective a unique architectural style was given birth2. The Palace of Fine Arts is a unique structure that was built for a temporary purpose, an exhibition to last less than a year, but the effort that was put in the building of the edifice stretched it life for half a century. The Roman structure and architectural style can be recognized in the columns that line the building specially the central rotunda and the arch3. These columns are specifically described to be Corinthian, the fourth to fifth century Roman architectural design4. Central part was located near the lagoon which added to the attraction of the Palace, giving its visitors an extraordinary experience. The display rooms that can be counted to 113 room... The particular part where artworks are kept was constructed at the rear of the arched area to be able to provide a larger space for what is considered to be the focal point of the Palace, the central rotunda. Circular dome and the eight Roman columns make up the central rotunda linked by a bridge to the pergola. This form of structure can be observed in Roman temples in the early times. A total representation of the grandeur of the Roman architecture but humbled by the evident reconstruction of the ruins5. This interaction of element to bring about a message to the observers is the real objective of the constructed structure. The elements of Greek art can be observed in the decorations and added designs to the Palace of Fine Arts. The sculptures, the murals and the ornate decorations mark the architectural design of the Greeks that can be observed in the Palace6. Some of the priced artworks are murals of Robert Reid which is composed of four sections that describe mainly the development of art in the different regions of the world, in relation to the concept presented by the exhibition. Other art pieces that adorn the Palace depict the extravagant architectural design of the Greek. Some of there are the sculptures such as the Aspiration by Leo Lentielli, a statue that offers himself for art, and the columns lined with statues by Ulric Ellerhusen depicting the strong feeling in the absence of art. The ornaments mainly depict the Greek culture. In addition to the decorations, the eight panel located underneath the dome was described to represent the Greek culture, specifically the importance of arts in the culture of the Greek7. On the basis of the described Palace of Fine Arts according to published works, it

Wednesday, October 16, 2019

Ethical leadership in the modern business market Essay

Ethical leadership in the modern business market - Essay Example Although seeking to understand each and every aspect of the way that ethics have shifted and changed in the years that make up the XXI century would require a thesis length response, this brief analysis will seek to understanding and briefly enumerate upon the key differentials that have come to exist within ethics of the XXI century as opposed to those that existed earlier. Furthermore, the analysis will give a particular level of discussion with regards to the means by which the recent global financial collapse was ultimately precipitated and aided by the complete disregard for ethical standards. Perhaps the most salient and important aspect of ethics that have changed within the XXI century is the level to which ethics have come to be differentiated upon the terms of both personal and systemic. If one briefly considers the way that a large company handled business back before the turn of the XXI century they would come to note that the company placed a high degree of emphasis on honesty of the employees and/or shareholders as a fundamental requirement that might be espoused (Brenkert, 2010). However, namely missing from such an ethical interpretation of company needs would be the reciprocal understanding that it was the sworn duty of the form to exhibit such a level of ethical responsibility with regards to both the employees as well as the end consumer. In this way, ethical considerations of the previous era were more focused on profitability and how the company may wish to safeguard its assets, inclusive of employees, while completely disregarding the ethical responsibilit ies that management/leadership espoused with relation to the rest of the system (Cuillla, 2011). This should of course not be understood to mean that all firms during this time were disrespectful to the ethical considerations that they must necessarily espouse to the customer or to the shareholder/employee. Rather, the level of emphasis, as it exists today was not to such a highly evolved, regulated, and legislated mandate that it has subsequently reached within the past several decades. Says the textbook that was used for this class, â€Å"An organization is concerned with regulating the behavior and performance of its employees to ensure safe, uniform, and effective conduct in the performance of duties† (McLachlan, 2009). This level of ethical understanding of as a function of profitability is perhaps the single most important reality that must be considered with regards to the global economic collapse 2007/2008. Rather than the shareholders of the situation paying particul ar attention to the ethical ramifications of their actions, profitability was ultimately championed as the greater good in each and every situation. Although it is oftentimes been convenient for individuals to point to the upper management of firms such as Lehman Brothers, the reality of the situation is that middle management as well as the line employees of such institutions bore as much ethical culpability as those at the top. Due to the fact that they were fully aware of the situation was taken place and did absolutely nothing to bring these concerns to light, these individuals are ethically and morally culpable as well. Although it is not the determination of this particular analysis to shed blame with regards to global financial collapse of 2007/2008, it must be understood that an ethical interpretation of the event demands that all parties be analyzed in an unbiased manner. This shared form of responsibility has become a fundamental hallmark of the ethics of the

Tuesday, October 15, 2019

The Revival of Roman and Greek Architecture in The Palace of Fine Art, Essay

The Revival of Roman and Greek Architecture in The Palace of Fine Art, San Francisco - Essay Example The particular event lasted from February to December of 1915. The event that became a tradition marks the commemoration of both the recovery of the state from an earthquake in 1906 and the conclusion of the construction of the Panama Canal1. The Palace of Fine Arts has different important structural components and architectural elements that can be considered as an integration of both the Roman and the Greek architectural designs. This is due to the fact that the main objective of the architect Bernard Maybeck is a representation of the ruins of Roman and Greek culture combined through the amalgamation of their unique styles. Due to the said objective a unique architectural style was given birth2. The Palace of Fine Arts is a unique structure that was built for a temporary purpose, an exhibition to last less than a year, but the effort that was put in the building of the edifice stretched it life for half a century. The Roman structure and architectural style can be recognized in the columns that line the building specially the central rotunda and the arch3. These columns are specifically described to be Corinthian, the fourth to fifth century Roman architectural design4. Central part was located near the lagoon which added to the attraction of the Palace, giving its visitors an extraordinary experience. The display rooms that can be counted to 113 room... The particular part where artworks are kept was constructed at the rear of the arched area to be able to provide a larger space for what is considered to be the focal point of the Palace, the central rotunda. Circular dome and the eight Roman columns make up the central rotunda linked by a bridge to the pergola. This form of structure can be observed in Roman temples in the early times. A total representation of the grandeur of the Roman architecture but humbled by the evident reconstruction of the ruins5. This interaction of element to bring about a message to the observers is the real objective of the constructed structure. The elements of Greek art can be observed in the decorations and added designs to the Palace of Fine Arts. The sculptures, the murals and the ornate decorations mark the architectural design of the Greeks that can be observed in the Palace6. Some of the priced artworks are murals of Robert Reid which is composed of four sections that describe mainly the development of art in the different regions of the world, in relation to the concept presented by the exhibition. Other art pieces that adorn the Palace depict the extravagant architectural design of the Greek. Some of there are the sculptures such as the Aspiration by Leo Lentielli, a statue that offers himself for art, and the columns lined with statues by Ulric Ellerhusen depicting the strong feeling in the absence of art. The ornaments mainly depict the Greek culture. In addition to the decorations, the eight panel located underneath the dome was described to represent the Greek culture, specifically the importance of arts in the culture of the Greek7. On the basis of the described Palace of Fine Arts according to published works, it

Courtroom Group Essay Example for Free

Courtroom Group Essay In the following essay will talk about the participants in a courtroom. How do they work on a daily basis and what changes would I recommend. Also what is the role of the prosecutor? How does a prosecutor determine which cases to pursue? Also what are some solutions to backlog of cases? According to Schmallager (2011), criminal trial participants are dividing in two categories that are professionals and outsiders. The professional are the people who work in the courtroom. They are well trained to conduct the business of the court; for example; prosecuting attorneys, judges, defense attorneys and others who work in the courtroom falls into this category. They are also known as courtroom work group. The outsiders are those who temporarily are involved with the court, but they are not familiar with the court organization and procedures. Outsiders include jurors and witnesses, also defendants and victims. Judges has primary duty. It is describe as follows: the judge is responsible for the right of the individual and the interest of the administration of criminal justice. The purpose of the criminal trial is to be sure the prosecution has established the law as required. Judges holds the ultimate authority and ruling in law. The defense is the attorney that specialized in criminal law. He is responsible of representing the accused after being arrested and make sure his or her rights are not violated during the process. As a good reader I would recommend the courtroom group to lower the work load. What I mean is to try to hear less case a day, but I understand that criminal cases have increased tremendously. According to Schmallager (2011), the prosecutor is called the district attorney, state’s attorney, and commonwealth attorney, county attorney or solicitor. The prosecutor’s role is to protect the right of the public. The prosecutor represents the entire community, attempting to ensure their safety from the wrongful actions of criminal. The goal protective responsibility plays out in the context of the criminal trial, from the contemplation of initial changes before the trial, the activities during the trial, and through post-trial sentencing recommendations. Prosecutors are elected to serve during four years with the possibility of continuing. Prosecutors supervise a group of assistants who are district attorneys and does most in-court work. The prosecutor role is to advise the local police departments. Prosecutors are sensitive when it comes to the kind of information they need to conviction, they help with the police investigation and help detective identify witnesses and evidence. This role is limited. At the time of the trial the prosecutor presents the state’s case against the defendant. They introduce the evidence against the accused and argue in favor of the conviction. The defendant is innocent until proven guilty. Before a case comes to trial, the prosecutor has to decide if accept a plea bargain, for example; divert the accused to a private or public social service, ask the suspect to look for counseling or dismiss the case for lack of evidence. Prosecutor play significant role before grand jury. Some states use the grand jury depend on the evidence the prosecutor brings before them. The prosecutor decides which witness to call. The prosecutor does not end with the finding guilt or innocence. They are allowed to make sentencing recommendations to the judge. They can argue the accused criminal record. The prosecutor responsibility of a minister of justice and not simply that an advocate; the prosecutor duty is to look for justice, not merely to convict. The responsibility has specific obligations, is to see if defendant is accorded procedural justice and guilty is decided upon sufficient evidence. Usually a prosecutor tries to prove that the accused is guilty of an offense to determine based on beyond the reasonable doubt is the case pursued. According to Smith (2010), the criminal justice funnel refers to a number of cases that still haven’t being resolved until a percentage has to be through trials. The criminal justice funnel is wide at the top and narrow at the bottom. Some cases might be dismissed while others are required to go for counseling. Another way of explaining the criminal funnel is to say that there are more crimes than inmates. This process has its limitation of amount of offenders incarcerated and in court. The result of the funnel justice is a small numbers of criminal researching for trial. The decreased of people incarcerated and trials the criminal justice system would save money and man hours. The less serious crime offenders are given probation, where they are incarcerated for another violation or committing another crime. Many of the cases are dismissed due to the lack of evidence or pleas are bargained. In conclusion the criminal funnel backlog is not just to setback of the judiciary. The backlog cases obstruct the access of justice which is considered the basic human rights. The backlog in a court means a heavy case which is not able to hear or try cases in a certain time manner because the cases docked is over the court capacity. References Schmalleger, F. (2011). Criminal Justice today: An Introductory text for the 21 century (11th ed.). Retrieved from The University of Phoenix e-Books Collection database. Smith, A. (2010) what is Criminal Justice Funnel? Retrieved from http://www.ehow.com/facts_6870601_criminal-justice-funnel_.html

Monday, October 14, 2019

Direct Transfer Of Money And Securities Finance Essay

Direct Transfer Of Money And Securities Finance Essay Financial market is mechanism that allows people transfer of capital between savers and those who need capital takes place. It also is a place where allows people to buy and sell financial such as stocks and bonds. In addition to supporting previously issued financial assets in exchange for loans and financial markets through the promotion of financial assets from the sale of newly issued loans. Examples of financial markets including the New York Stock Exchange (resale of previously issued shares), the U.S. government bond market (resale of previously issued bonds), the U.S. Treasury Auctions (sales of new issues of Treasury bills). Financial institution is an institution, its main source of profit through the trading of financial assets. Examples of these financial institutions, including discount brokers (such as Charles Schwab and associates), banks, insurance companies, as well as more complex functions, such as Merrill Lynchs financial institutions. Moreover , financial market can be found in almost every country in the world. There are some very small, only a small number of participants, while others such as the New York Stock Exchange (NYSE) and the foreign exchange market -,trillion dollars in daily trading. Therefore , there are three ways available transfer of capital in the financial market thats direct transfer of money and securities , investment banking house , and financial intermediaries. DIRECT TRANSFER OF MONEY AND SECURITIES This types of transfer of capital occur when a business sells its stock or bond directly to savers without going through any type of financial institution. From a tax-deferred retirement plan or account type of asset to another. Direct transfer is not considered distribution, so there is no income or subject to any penalty tax in advance the layout. This transfer type is usually no electronic checks are cut from one custodian to another. The business delivers its securities to savers , who in turn give the firm the money it needs. INVESTMENT BANKING HOUSE An investment bank not same with the commercial bank or retail banks, investment bank does not take deposit. This is an organization that underwrites and distributes new investment securities and help businesses obtain financing. An investment bank is one type of financial institution that assists individuals, governments and corporation in raising capital by underwriting and or acting as the clients agent in the issuance of securities. Investment banks also help companies mergers and acquisitions, and provide services such as market making, derivatives, fixed income instruments, foreign exchange, commodities, and asset securitization support services. Other than that , the company can sells its stocks or bonds to the investment bank , which in turn sells these same securities to savers. FINANCIAL INTERMEDIARIES Financial intermediaries are specialized financial firms that facilitate the transfer of funds from savers to demander of capital. Some of the financial intermediaries are bank such as commercials banks , insurance companies , investment companies. Financial intermediaries are simply transfer money and securities between and saver . They literally create new financial products. The function of financial intermediaries includes reduce the transaction cost. For the liquidity services , it can saving deposits . financial intermediaries also provide online banking to pay the bills. Besides of that , the intermediary obtains funds from savers in exchange for its own securities. The intermediary then uses this money to purchase and then hold businesses securities. The existence of intermediaries greatly increases the efficiency of money and capital markets. Moreover . there have a few of categories of financial intermediaries. The categories of financial intermediaries are depository institutions, contractual savings institutions and investment companies. The depository institution has been divided into depository institution and non-depository institution. Deposit-taking institution in the United States financial institutions such as savings banks, commercial banks, savings and loan associations, or credit unions, in the law to allow the currency to accept deposits from consumers. Federal depository institution is subject to the Federal Deposit Insurance Corporation (FDIC). COMMERCIAL BANKS Commercial bank or business banks are financial institutions and intermediaries type. This is a bank to provide transactions, savings and money market accounts and time deposits accepted. Commercial bank also is the traditional department stores of finance serve a wide variety of savers and borrowers. Its also expanding the services provided by the range, including food and beverage services and insurance stocks. These commercial banks are institution that run to make a profit and owned by a group of individuals. Actually, commercial banks have some different from investment banks. This is because commercial banks offer loans, while investment banks help companies raise funds from other parties. SAVINGS AND LOAN ASSOCIATIONS(SLs) A savings and loan association thats association that similar to bank is a financial institution which specializes in accepting savings deposits and making mortgage loans. They served personal savings and the supply of residential and commercial mortgage borrowers, they also take the fund from many small savers and lend this money to home buyer and also other type of borrowers. In addition, savings and loan association have more expertise in analyzing credit, setting up loans, and making collections than individual savers, so they reduce the costs and increase the availability of real estate loans. Listen Read phonetically CREDIT UNIONS Credit union is a cooperative financial institutions owned and controlled by its members, to promote conservation, provide credit at reasonable prices, and provide other financial services to its member. their member savings are loaned only to other member , generally for auto purchases , home improvement loans , and home mortgages. Credit unions are often the cheapest source of funds available to individual borrowers. Next, contractual savings institutions included life insurance companies and pension funds. Life insurance companies provides insurance for you and your familys in order to create peace of mind. Life insurance is a policy that people buy from a life insurance company, it can be a basis of protection and financial stability after ones death. Its function is to help beneficiaries financially after the owner of the policy dies. They taking saving in the form of annual premiums, invest these funds in stocks , bonds , real estate, and mortgages and finally make payments to the beneficiaries of the insured parties. Other than that , pension fund is a scheme, fund or plan to provide retirement income. This kind of fund is established by employers and organizations to their worker and administered primarily by the trust departments of commercial banks or by life insurance companies. There is two kind of for pension funds, thats defined benefit plans and defined contribution plans. For defined benefit plans , the employer specifies or guarantees the level of benefits the employee will receive when they retires. For defined contribution plans , the employer make specified or defined the payments into plans. When the employee retires , they are determined by the amount of asset in the plan. The third kind of financial intermediaries is investment companies. There have 2 kinds of investment companies that are financial companies and mutual funds. Financial companies is an organization that provides loans for both businesses and consumers. Finance companies also purchase unpaid customer accounts at a discount from merchants and collect the payments due from customers. They also grant small loans directly to their consumers at a relatively high rate of interest. However , there is some differences between financial companies and bank. they unlike with a bank, finance company do not accept deposits from the public. But , finance company may draw funding from banks and various other money market resources. For mutual funds, mutual funds is an open-ended fund operated by a corporations that accept money from savers and then use these funds to buy stocks , long -term bonds, or short -term debt instruments issued by businesses or government units. Different funds are designed t o meet the objectives of different type of savers. For most mutual funds, shareholders are free to sell their shares at any time, although the mutual fund share prices fluctuate daily, after the securities held by the fund depend on the performance Listen Read phonetically Dictionary View detailed dictionary CONCLUSION In short , we know clearly about the financial market information. Financial market is mechanism that allows people transfer of capital between savers and those who need capital takes place.Inside the market we know what are they doing and contribute to our. Other of that , I also can know the function of financial intermediaries and also have what categories inside the financial intermediaries. There are many types in financial intermediaries, I get to know each of them clearly and also a few ways of transfer the funds and after this we know which type of investment are most suitable and better of us.

Sunday, October 13, 2019

The Summer Of The Falcon Essay -- essays research papers

The Summer of The Falcon Every popular novel must have an interesting story, suitable conflicts, and a theme. In the novel The Summer Of the Falcon, the author Jean Craighead George parallels the maturation of the main character with the teaching of a bird to fly and take commands. June becomes mature and grows form childhood to adulthood, In the end of the story, June is not a child anymore. Neither is the falcon. It has fully grown and has decided to live independently, without any of June's support. The main theme of the novel is maturity, freedom and realizing the cycle of nature. Of these three, maturity is the most important. When the story begins, June is just a little child, and she hates to do any housework. For example, she dislikes dressing up, cooking, and other chores. We can see that in P.19 "June was still rebellious, "Why can't woman be trained to do something else? Beds and dishes are so horribly dull." But finally, by training the falcon, we can see the comparison between June and Zander(the falcon). First Zander is just a little pet for June. With the training by June, and the mistakes that he fall into the river, he grows matured has been well trained. At the same time, June also has been trained by her mother and, watching the things happen to Zander, June becomes mature too. She helped her mother by carrying suitcases and boxes and walked carefully up the stairs to her room,...

Saturday, October 12, 2019

Dreams and Aspirations :: essays research papers

I have a dream†¦ you have a dream†¦ our nation has a dream†¦ our world has a dream. We all have a dream. We all have a dream, but the difference is how we realise our dream, how we obtain our dream, and how our dream changes us. This is evident in our learning of dreams and aspirations through the texts Flowers for Algernon by Daniel Keys, What’s Eating Gilbert Grape? by Lasse Hallstrà ¶m, and through my own studies of Million Dollar Baby by Clint Eastwood. These three highly acclaimed texts represent the same ideas on dreams and aspirations, which can be defined as hope, desire or the longing for a condition or achievement, but these texts express the same ideas differently, shaping our understanding of dreams and aspirations. â€Å"If you can imagine it you can create. If you can dream it, you can become it.† William Arthur Ward These three texts contain the search for dreams, whether they be absurd, simple, or take you on a journey. Throughout the texts, the protagonists realise their dreams, each represented in a different way. In Flowers for Algernon by Daniel Keys, Charlie’s dream is to be intelligent, not so that he can be normal, but so people will like him. Charlie knows that his retardation has cut him off from most of society, and has limited his ability to connect with people, but he does not mind. Charlie does not long to join society to increase his social standing; rather, he longs to join primarily because he is lonely. In Charlie’s mind, intelligence is the quality that will gain him entry into a world of friends. The resulting irony is that when Charlie does become incredibly intelligent, he finds himself even lonelier than before.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã¢â‚¬Å"I just want to be smart like other pepul so I can have lots of frends who like me.† progris riport 6th page 10 It is also Charlie’s innocence of his dream that allows him to be exploited. It is Professor Nemur that has allowed Charlie’s innocence to be vandalised through the operation, as Professor Nemur expresses his own motivations in comforting Charlie that he will be famous, and will make the history books. However, these are Professor Nemurs’ dreams not Charlies, and Nemur is only using Charlie to reach his dreams. â€Å"And he said that meens Im doing something grate for sience and Ill be famus and my name will go down in the books.

Friday, October 11, 2019

Cold War Essay

In the European theater of operations for WWII, the Allied victory and the Axis loss resulted in unprecedented destruction of the economy of the region. The Americans felt that the United States had a purpose to work for the revival of the European economy along the lines of political and social factors that could allow free countries to emerge (qtd. in May par. 2). The sweep of such a purpose on into a solid commitment was not perceived or hoped for at the outset. In the United States the Executive branch (including the State Department) and the US Congress were often at odds about what to do about the European economic situation. But there was agreement that the aftermath of WWII must not come to have a result in any fashion like the economic conditions that prevailed after WWI (Marshall Plan Par. 7). It was initially felt that the United States’ involvement in European recovery would not be costly or time consuming. It was thought that Europe and especially the United Kingdom and France with their colonies, could pull themselves back up in short order (Marshall Plan par. 4). The cold winters after the war did not help the situation. The worst winter in a century was experienced in Europe in 1946-47 (Kunz par. 5). There was high unemployment, food shortages, and strikes. In particular, the food shortages sparked humanitarian and relief efforts among various organizations. The new United Nations sponsored much of this effort and it was almost all funded by the United States (Marshall Plan par. 11). Not enough of this was organized well enough or in great enough amounts to do more than to briefly alleviate the problem. American troops in Europe also lent a hand in repair and refugee work. For the long term, the food shortages could be seen to keep on occurring since the traditional source for supplies for Western European had come from Eastern Europe (Judd â€Å"East-West Trade† par. 2). After these winters of food shortage, it was becoming apparent that a divided Europe was becoming the norm. The awareness of such a division was not generally acknowledged prior to these harsh winters. President Truman entered the United States into some bilateral agreements intending to militarily aid Greece and Turkey. These countries could be seen as being in East Europe. They were facing subversive efforts by communists to take over those countries. For Western Europe, some thought the Morgenthau Plan could be used (Marshall Plan par. 13). This plan supposed massive war reparations could be extracted from Germany to restore the countries other than Germany. There was also the Monnet Plan (Marshall Plan par. 13) which proposed more punishment of Germany since France would control the Ruhr and Saar coal regions for French purposes. On a purely monetary front the Bretton Woods agreements of 1944 established the International Monetary Fund and the International Bank for Reconstruction and Development for loans to European nations (Kunz par. 7). The funds made available for these loans were proving to not be of the necessary magnitude. It had been assumed that the international economic system was sound and that an initial infusion of monetary aid would do the trick. But even more was needed. The American agricultural production was unimpaired, the level of manufacturing output was unprecedented, and the American gold reserves were safe. An outlet was needed to sustain and use the economic prowess of the American transition from wartime to domestic and foreign consumption. The economic plan for a reconstruction of Western Europe, if needed, could borrow from the New Deal experience as the American response to the Great Depression had been accomplished. Early in 1947, evidence of a recession brewing in the United States turned some economist’s attention to a need to assure European purchases of American goods. The Americans did not want to see continued European wartime controls and plans which had placed the idea of a continuance of control and regulation by European governments as conclusive. Many in Europe were looking to the Soviet Union’s central planning controlled by the state. The Soviets were reporting very high growth rates with the prospect of prosperity just around the corner (DeLong and Eichengreen 11). The Americans had not successfully concluded a war in Europe to end fascist tyranny and oppression only to then see a different brand of tyranny and oppression in its place. This threat was perceived to be the communists, Soviet or otherwise. The Soviet influence was directly felt on Eastern Europe. The American administration felt that, for Western Europe, an economic union would be needed. These nations would have to be on the same page if they were not to go communists or be controlled by communists. Accordingly, on June 5, 1947, Secretary of State Marshall spoke of the need to promote free institutions in Europe through their restoration with American aid (Marshall Plan, par. 15).

Thursday, October 10, 2019

The Great Navigator Columbus

The great navigator Columbus Mr. Christopher Columbus (1451-1506) navigator Spain famous and pioneering major geographical discoveries in human history. He was in his youth believer in the theory of spherical Earth and not leading the famous Marco Polo every respect and appreciation, and the determination to become a navigator. During the period between the year 1492 and in 1502 crossed the Atlantic Ocean four times and discovered the American continent and became a great crew in the history of the world.Columbus Italy and had a passion for navigation and exploration since he was young and looked forward to traveling to China and India. And has repeatedly asked the Portuguese and Spanish kings and the British and French to help him do a cruise to the west until it reaches to the eastern states, but they rejected the plan because the spherical earth theory were not complete and convincing in those days. He spent more than ten years trying to convince people to help him implement his n avigational plan.In 1492 the queen of Spain with the help of satisfied Columbus financially the implementation of the plan. In September 1492 launched Columbus' fleet of three ships and 87 crew from Europe to the west, hoping to reach Asia in the end. A month after the fleet arrived at the dry ground, and Columbus and his men think Columbus and his men, it is the land of Asia, told the audience in Europe that they have arrived in India. Thus Columbus discovered the American continent without being aware of the fact discovered.This trip changed the great process of the evolution of the history of the world, and turned the World Trade Center from the Mediterranean Sea to the west shore of the Atlantic Ocean. In the following centuries, modern industrial civilization has become a new trend of the evolution of the global economy. The United States identified in 1792 on the 12th of October or the first two second-day of October each year, â€Å"Columbus Day†. In this day every yea r organizes most U. S. states many festive activities on the occasion of the anniversary of Columbus' discovery of the Americas.

Wednesday, October 9, 2019

Proctor and Gamble Essay Example | Topics and Well Written Essays - 1000 words

Proctor and Gamble - Essay Example The products of choice in this paper are Ariel and pampers. Ariel is a cleaning agent while pampers is a personal care product which is applicable mostly to babies to protect them of baby rashes as a result of wetting themselves. The products have been launched in various countries with the aim of diversifying the marketability and scope. Ariel soaps and detergents target all households including offices (WHITE, 2009)). Both high end and low end customers are targeted. The new products for Ariel and Pampers will be launched into the maturing market considering the fact they have been in existence for some time. P & G faces several threats from other companies such as Unilever and Henkel which are firms that are growing very fast. However, there are various opportunities which prevail such as the strong marketing mechanisms that the firm uses and its reputation which makes its product very firm and stable (HOLLIS, 2010).). Price sensitivity of pampers and Ariel detergents Ariel and Pa mpers products are all less sensitive to price. This is because each company has the liberty to sell its product at the price it desires given the different materials required to make the product. The other competitors such as Johnson and Johnson, Unilever have their own products which do compete with the case products hence it can price them according to their own estimation. Product Cost Estimate The product is estimated to be priced according to the size or quantity offered to the customers. It should be noted that Ariel and pampers comes in various sizes and quantities to be able to distribute to various market niches according to the demand in place. It is therefore, important to note that Pampers falls in various sizes and quality similar to Ariel which also falls in different quantities (AMERICAN UNIVERSITY IN CAIRO, 2011). Variable Costs The variable cost in the manufacturing of Ariel is the cost of raw materials which vary due to the economic conditions prevailing in the Un ited Kingdom. Other variable costs include the costs of transportation, the costs incurred on payroll of senior management, costs of floating shares on the stock exchange (HOLLIS, 2010; 33.). Fixed Costs Some of the main fixed costs include; the costs of insurance, costs of advertisement and the costs related to distribution of the products within the country. Other fixed costs include; the cost of utilities such as electricity, water and communications. These costs can be predetermined in advance before costing the products ((KAPFERER, 2008; p. 79). Cost leadership aspects of the products In an attempt to beat rivalry in the market and the increasing level of threats in the market, the company puts more emphasis utilization of the economies of scale. This is because of the high fixed costs incurred in the manufacturing sector which is required to be spread throughout the numerous units (CHERUNILAM, 2010; p. 57). By pulling down the costs incurred per unit cost of the product the ul timate product is then sold at a lower price which fosters the company’s competitiveness in the market (KAPFERER, 2008; p. 79). Market Price The market price is determined by the law of demand and the competitors’ quality of products. The market price of pampers and Ariel depends highly on the consumer preferences and tastes and according to the level of income. The products might have a higher price due to quality but the population does not have the cash to buy the products (DYER, DALZELL & OLEGARIO, 2004; p. 227). Break Even Analysis The breakeven analysis of Ariel and pampers arises when costs of production is exactly equal to the revenue acquired from the sales of the products (Drury, 2008; 2006). At this point the sales revenue equals the

Tuesday, October 8, 2019

Short Story Term Paper Example | Topics and Well Written Essays - 1250 words

Short Story - Term Paper Example The reason was that she broke up the guy with whom she spent five years of her life. Each person from her circle knew about their relationship, and she was afraid to answer the questions that what happened? How did it happen? Why did it happen? After having 2 cups of coffee and sitting for hours, Linda ordered some food. It was the place where She was used to coming with her ex-boyfriend on a regular basis. It was the reason due to which she was quiet and was trying to accept the fact that now she is alone. She wanted to be with that guy, but the situation and circumstances didn’t allow them to further continue the relationship. Suddenly, her friend came across and sat next to her and started asking about her life and her boyfriend Alex. When, Linda tells the whole story of her breakup to her friend, her friend says, â€Å"oh! It was not expected at all from both of you. You guys were so good with each other. You should have given him one more chance it might have worked out. But, I think if you are ok with it then enjoy as you are having fun here.† Linda had no answer, she suddenly started feeling regretful and then her friend moves to another table. She was there to forget about everything related to him an d wanted to live normal life with no regrets. But her friend just criticized her and it was very painful for Linda. Meanwhile, her ordered food arrives at her table, and she started eating that food. Then, one more friend saw her and come to her table asks her that why she has her food alone? Why her boyfriend is not here today? Why was she not coming here for many days? Linda again tells her breakup story and reasons to leave him, and she mentioned that she was depressed too. In response, her friend says, â€Å"It seems you are happy after the breakup, I hardly caught you this much dressed and accessorized you are looking pretty than before. It seems you are celebrating your breakup now and with this speed soon you will be with another guy.